Insurance is notoriously complex. Many people believe that insurers intentionally make their products confusing to make it harder for consumers to compare products and obtain value for money.
I think there is a lot of truth to that. And at the same time, life and disability insurance products are complex because life is complex. There are lots of different scenarios that need to be defined; different structures with different tax implications; different life stages that can make all the difference in what you are insured for and how much it all needs to cost.
Insurance is complex, but the right advice can make it simple and sensible.
My hope is that TRUSTMOST clients find clarity in the advice we provide. That we make the complex simple - not in a simplistic way but in a highly thoughtful, and even ingenious manner.